What Seniors Must Know About Medicare Advantage Plans
If you're eligible for Medicare, you can opt to receive your benefits through either Original Medicare (Part A and Part B) or the Medicare Advantage Plan, also called Part C. With a traditional Medicare plan, your covered health benefits are paid for directly by the government. With Medicare Advantage, you receive benefits from a private insurance company, who is then paid by the government. Here's what you need to know about each route to ensure you have the coverage to stay healthy.
Benefits of Medicare Advantage Plans
An approved Medicare Advantage insurer must provide coverage that is equal to or better than the coverage you would receive under traditional Medicare. If you enroll in Medicare Advantage, however, you will still receive hospice benefits under Part A. Many Medicare-eligible seniors opt for an Advantage plan because:
Drawbacks of Medicare Advantage
For some individuals, traditional Medicare may be the better option. You may want to stick with Medicare Parts A and B if:
Sackett & Associates Insurance Services is your trusted Medicare insurance broker in Sonoma County and surrounding areas. Call us at 707-823-3689 to speak to an experienced representative who can help you shop around for the best health care coverage for your needs. To learn more about Medicare and related topics, please like us on Facebook, find us on LinkedIn and subscribe to our blog.