Reports of the demise of the Affordable Care Act have been greatly exaggerated. Despite the concerted efforts of the current administration to undermine it, defame it, defund it, and sow confusion and doubt about it in the minds of the public, the ACA is thriving today, continuing to provide affordable health coverage and pre-existing condition protection to citizens who would otherwise not qualify or not be able to pay for insurance.
Here Are 5 Big ACA Changes Coming in 2019
It's been eight years since the Affordable Care Act was first passed and four years since its provisions went into effect. In the intervening time, the country has had a change of administration with different priorities, and that means big changes to the ACA taking effect in 2019.
Assistance for Small Businesses To Provide Health Coverage
When you own a small business, it may sometimes feel that the odds are stacked against you in favor of big corporations. This is certainly true when it comes to providing health insurance for employees. Large employers pay an average net premium of $4,516 for individual coverage for a single employee, while small business pay a net average of $4,548 for the same individual coverage. While large companies are required by law to provide health insurance coverage for their employees, they also have more tools with which to do so in the form of buying power and an advantageous negotiating position.
Let a Health Insurance Broker Help You During Open Enrollment
If you don’t yet have health insurance in the state of California or wish to switch to a new insurance provider, know that open enrollment for the health exchange is now in full swing. Here at Sackett & Associates Insurance Services, we know how overwhelming it can feel to have so many options for insurance coverage, which is why we recommend working with an experienced health insurance broker. Additionally, we suggest you familiarize yourself with the finer points of the health insurance open enrollment period.
What Seniors Must Know About Medicare Advantage Plans
If you're eligible for Medicare, you can opt to receive your benefits through either Original Medicare (Part A and Part B) or the Medicare Advantage Plan, also called Part C. With a traditional Medicare plan, your covered health benefits are paid for directly by the government. With Medicare Advantage, you receive benefits from a private insurance company, who is then paid by the government. Here's what you need to know about each route to ensure you have the coverage to stay healthy.
Open Enrollment Time - Are You Coved For 2019?
It’s that time of year: the Health Insurance Marketplace’s annual Open Enrollment Period. Now you can evaluate benefits, calculate subsidies and determine the best plan for you and your family. Granted, insurance can get complicated, and if you’re not working with a health insurance broker, it can be difficult to manage all the important information coming your way. To help, we here at Sackett & Associates Insurance Services have compiled this list of things to keep in mind as you navigate enrollment for 2019.