• Home
  • About
  • Services
    • Individual Insurance >
      • Covered California Health Insurance
    • Small Business Health Insurance >
      • Group Insurance
      • Employee Benefits
    • Medicare
    • Providers >
      • Kaiser Health Insurance
      • Sutter Plus Health Insurance
      • Anthem Blue Cross Health Insurance
      • Blue Shield Health Insurance
      • Health Net Health Insurance
      • Western Advantage Health Insurance
  • Request Quote
  • Resources
    • Forms
    • Payments
  • Blog
    • Subscribe
  • Contact
Call us today! ​707-823-3689
Sackett Insurance Services
Insurance doesn't                  
have to be difficult.

What Is a Health Insurance Broker?

4/25/2019

2 Comments

 
Health insurance broker

​Why You Need an Experienced Health Insurance Broker

​When you provide employees with healthcare through your company’s policy, there are many people you need to become acclimated with. One of the most important people to know is your health insurance broker. Brokers provide detailed recommendations about which plan is best for your company’s needs. Brokers sell plans from certain health insurers, and they typically receive commissions based on sales. They are regulated by the state and require licenses. Know why your business needs to work with a broker so that you can reap the benefits. 

Get Professional Recommendations

​You can buy directly from a health insurance company, but there will be an obvious bias. They want you to buy from them, so they may not mention certain downsides. Fortunately, a health insurance broker sells plans from different carriers. They will go over the pros and cons of each one. Brokers are invested in finding you the best plan and maximizing your employees’ healthcare policies. They will take into account your specific needs and find the best plan for you. 

Know Marketplace Changes

​Changes occur in the healthcare industry all the time. Carriers constantly enter the exit various federal insurance exchanges. Additionally, carriers will remove and add plans on a whim. You already run a business, so you do not have time to stay up-to-date on changes within your plan. Luckily, part of your broker’s job is to stay current on what is happening. As changes to federal law occur, you can contact your health insurance broker to see how it affects you and your workers. 

Troubleshoot Problems With Your Carrier

​Have you ever changed to get in touch with an actual human being when contacting your insurance policy? It can be an immense challenge, and you may not have time in the day to stay on hold for an hour. Luckily, your broker has ways to get in touch with a representative quickly. Therefore, if you have problems with reimbursement delays or billing discrepancies, you can remedy the situation promptly. 

Get Help With Application and Enrollment

​Getting health insurance can be as difficult as getting a mortgage or personal loan. There are numerous documents to fill out, and you need to ensure everything is accurate. In fact, applying for healthcare insurance for your employees can be even more difficult because you need to complete an application for each individual worker. Brokers have gone through the application process numerous times before. They understand the ins and outs extensively, so they can get you enrolled quickly. 

Get All of This for Free

Brokers are ultimately salespeople who make money when they assist you and get your business. However, they also have your best interest at heart. You may need to pay for certain services, but when you have a question about a change in the marketplace, you can get an answer for free. 

Find a Broker for You

​Signing up for health insurance should not be a challenge. Contact Sackett Insurance when you have any questions or concerns. For more information on how health insurance broker services can benefit you, subscribe to our blog, like us on Facebook and find us on LinkedIn. 
2 Comments
Gillian Babcock link
5/6/2019 09:01:59 pm

My sister wants to make sure that she will receive full benefits of her insurance claim. It was explained here that it will be best to get professionals recommendations. Furthermore, it's recommended to consult experts when in need of quality benefit broker services.

Reply
Larry Weaver link
5/31/2019 09:49:48 am

Thanks for explaining how insurance brokers know how to troubleshoot problems you might have. I need to get an insurance broker because I am no good at troubleshooting. Thanks for your advice on why I need an experienced insurance broker.

Reply



Leave a Reply.

Services
Health Insurance
Dental Insurance
Vision Insurance
Life Insurance
Employee Benefits
​Medicare Insurance


Our Agency
About Us

Forms
Blog 
Request a Quote
Contact
Terms
Privacy Policy

Sackett Insurance
351 Sexton Road, Suite B
Sebastopol, Ca 95472

Main - (707) 823-3689 
Fax -  (707) 823-0940

Sackett & Associates Insurance Services proudly serves: Sonoma County • Sonoma • Santa Rosa • Rohnert Park • Petaluma • Windsor • Sebastopol 

Copyright 2019 Sackett & Associates
Website Design and SEO by Fitz Designz
  • Home
  • About
  • Services
    • Individual Insurance >
      • Covered California Health Insurance
    • Small Business Health Insurance >
      • Group Insurance
      • Employee Benefits
    • Medicare
    • Providers >
      • Kaiser Health Insurance
      • Sutter Plus Health Insurance
      • Anthem Blue Cross Health Insurance
      • Blue Shield Health Insurance
      • Health Net Health Insurance
      • Western Advantage Health Insurance
  • Request Quote
  • Resources
    • Forms
    • Payments
  • Blog
    • Subscribe
  • Contact