Before you sign on the dotted line, it is important to know that you have chosen right health insurance plan to suit you, your lifestyle, and your budget. While you may be tempted to jump into a plan with the lowest monthly premiums, be sure you know your coverage, and lack there of, before you sign.
Should You Use an Exchange?
An exchange is a health insurance marketplace run by the government. This is designed for those who are not offered any insurance through their job, for those who do not qualify for Medicare or Medicaid, and those who are over 26 and not on their parents’ insurance. Exchanges help you to browse and buy the plan of your choice online.
Types of Plans
The ideal plan for you will depend on your health and medical needs, along with the limit of your budget. Ideally, spend some time determining your needs by checking your doctors’ networks, and comparing plan costs. Don’t forget to factor in bigger expenses for down the road, such as the birth of a baby or braces for your child.
When it comes to finding the most suitable health insurance plan for you, contact Sackett & Associates Insurance Services, located in Sonoma County, CA. .