Long term disability insurance is one way in which you can protect your assets for the future. In the event you are injured or develop an illness that prevents you from working long term, disability coverage provides much needed income for you to live on without having to deplete your savings.
Most people do not think twice about acquiring homeowners or car insurance to protect these assets. However, getting disability coverage as you enter your middle age years is just as important as it protects your future savings. Many people try to pad their savings during the last 10-15 years of employment in order to have sufficient funds for their retirement. With disability coverage, you need not worry about an accident or illness putting a damper on your financial plans.
Most insurers have an age limit when it comes to offering disability coverage. By discussing policy options with your insurer today, you’ll have a better idea of what kind of protection you can obtain.
For more information about disability coverage in Sonoma County, CA, contact Sackett & Associates Insurance Services today.