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Sackett Insurance Services
Insurance doesn't                  
have to be difficult.

Tips to Help Younger People Save on Health Insurance Policies

2/14/2014

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The Affordable Care Act requires that every California resident has insurance, a difficulty for those in the 20- to 30-something age group. People in this age group are more likely to have no health insurance than any other. Being required to have insurance places yet another financial burden on a group that’s already saddled with debt from student loans and cost of living expenses. The good news is, there are options that help reduce the cost of being insured:

  • Subsidies go a long way towards reducing the cost of health insurance. It’s estimated that most young adults will qualify for a subsidy as they are employed in jobs that have an annual income that falls within 100 to 400 percent of the federal poverty levels.
  • Those who are 25 years and under are qualified to stay on their parents’ insurance, even if they don’t live at home and are unmarried.
  • Medicaid may be an option for those who earn less than 138 percent of the federal poverty level, and live in one of the 25 states that are participating in the expanded Medicaid program.
If none of these options are valid, there is always applying for an exemption in order to be relieved from having to buy health insurance.

Are you in Sonoma County and looking for information about Covered California? Contact Sackett & Associates Insurance Services today to learn more about the program!
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Sebastopol, Ca 95472

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  • Home
  • About
  • Services
    • Individual Insurance >
      • Covered California Health Insurance
    • Small Business Health Insurance >
      • Group Insurance
      • Employee Benefits
    • Medicare
    • Providers >
      • Kaiser Health Insurance
      • Sutter Plus Health Insurance
      • Anthem Blue Cross Health Insurance
      • Blue Shield Health Insurance
      • Health Net Health Insurance
      • Western Advantage Health Insurance
  • Request Quote
  • Resources
    • Forms
    • Payments
  • Blog
    • Subscribe
  • Contact