How a Health Insurance Broker Benefits Individuals and Groups
It’s easy to get confused by the various health insurance plans available to individuals and groups in California. Many people become overwhelmed by the wide variety of coverage and premium options and don’t know how to find a plan that best meets their unique health needs.
Fortunately, everyone has access to the services of an insurance broker whose primary responsibility is to help individuals and groups find the right insurance plan. Here are a few of the top ways you can benefit by using a health insurance broker to find the ideal plan for yourself, your family or your employees.
1. Free Services
Broker services are free, so there’s no need to worry about incurring any extra costs when shopping for a health insurance plan. Why sift through dozens of potential insurance plans yourself when someone else can do it for you, free of charge? Even though you don’t have to pay them, brokers work for you and keep your best interests in mind when narrowing down your policy options.
2. Plans That Fit Your Needs
The experienced brokers at Sackett Insurance Services are intimately familiar with the many different health plans from which you can choose. They are able to shop all the health plans available to find the best fit for each client. They’ll ask about your coverage preferences and requirements and your budgetary restraints. Then, they’ll use the information you provide to help you select the ideal plan or group of plans that fit your needs.
3. Privacy Protection
The California Insurance Code (Sections 791-791.27) states that your personally identifiable information must be protected, including information given to insurance brokers and companies. In all cases, brokers must provide you with a printed or written notice describing their policies and practices regarding privacy and how your personally identifiable information will be shared. The intent of privacy laws is to ensure that your personal information is protected as much as possible.
Finding a broker in California is easy. The California Department of Insurance recommends calling a health insurance broker company directly. If you’re ready to find the ideal health insurance plan without spending hours sifting through hundreds of options, Sackett Insurance Services can help. For more information about our free services, contact us at 707-823-3689. We also encourage you to like us on Facebook, find us on Google+ and subscribe to our blog. We’d love to show you firsthand how easy it can be to find the perfect health insurance plan.