If you missed the Affordable Care Act open enrollment deadline for 2014, you can begin looking forward to the next open enrollment period which begins November 2014. Health insurance coverage can be purchased through Covered California from November 15, 2014 to February 15, 2015 for coverage year 2015.
Health insurance cannot be purchased by individuals or families outside the open enrollment dates unless a qualifying event (such as marriage, divorce, birth or job loss) occurs. However, small business owners can offer coverage to employees year-round, whether plans are obtained through the SHOP Marketplace or through an insurance agency. Those wishing to apply for Medicaid or for the federal and state-funded Children’s Health Insurance Program (CHIP) can apply at any time of the year.
Sackett & Associates Insurance Services is an independent insurance agency serving Sonoma County since 1979. To ask questions or to receive a no-obligation quote for your family or business, contact Sackett & Associates today.