At Sackett & Associates Insurance Services we provide affordable group insurance coverage to help business owners and their loyal employees to thrive. There can be so much confusion surrounding recent insurance laws and requirements for coverage under the US Affordable Care Act. Some employers have questions surrounding the rules for providing part-time workers with health Insurance. The following guide informs you on the rules and benefits of coverage for part-time staff members. 

​If you are getting ready to retire and will soon become eligible for Medicare, you need to mark your calendar with information about open enrollment. As with most health insurance plans, open enrollment is the annual period when you can sign up for, change or cancel a health plan. Whether you are approaching age 65 and considering your health insurance options or want to make changes to your existing Medicare benefits, here’s what you need to know about enrollment periods.

​While having insurance is great, it’s even better if you understand it and use it in the way in which it’s intended. A key aspect of health insurance is sticking to providers currently in your network. Sackett & Associates Insurance Services is here with a few tips on finding out whether a specific physician or provider is part of your coverage network. 

​When it comes to blood pressure, you might be confused by the various numbers mentioned by your health care provider. Understanding the components of healthy blood pressure makes it easier to know where you stand. Left untreated, high blood pressure (hypertension) can lead to serious complications.

​In most cases, purchasing health insurance is only possible during the annual open enrollment period for the Affordable Care Act. For individuals in California, that means an insurance agent will be able to sell a client new policies for life insurance and other kinds of coverage year-round, but will only be able to change health care coverage for clients during a single annual window. Of course, there are always people whose needs do not fit that window, which is why the ACA makes provisions for some individuals to change coverage during the rest of the year. To buy insurance outside of the open enrollment period, you need to have experienced a qualifying life event.

​"Hi Emma,
We had a newly hired employee forget to enroll in our group health insurance plan during his enrollment period. What happens now?
-Santa Rosa Business Owner