Open Enrollment is Here – Are You Ready?

The open enrollment period is here! Starting on November 15th, 2014 and ending on February 15th, 2015, you must obtain health insurance if you want to avoid being charged penalty fees. A large majority of Americans missed the first open enrollment period, hence the reason why no penalties were enforced during the first enrollment period. However, now that everyone has had sufficient time to prepare and understand Obamacare and their responsibility, penalties will be enforced. These penalties can easily exceed thousands of dollars annually, depending on the size of your household, which stresses the importance of being prepared. Penalties are calculated based on annual fixed rates per person in your household or by calculating a percentage of your annual household income. Therefore, obtaining the necessary health insurance can cost significantly less than facing annual penalties. 

Rather than viewing the requirement to obtain health insurance as a forced burden, it is important that you take on the mindset of universal health care for all. Now, every American will be able to receive the preventative care their bodies require to thrive. 

In order to prepare for the upcoming open enrollment period, it is important that you seek the guidance of a Certified Covered California Agent, such as the ones at Sackett & Associates Insurance Services. We can ensure that you comply with the regulations surrounding the Affordable Care Act so that you can avoid all penalties. 

Contact Sackett & Associates Insurance Services in Sonoma County for all of your California individual health insurance needs. We will assist you in navigating the second Obamacare open enrollment period until you are confident in your coverage and receive your confirmation letter. We understand this can be a daunting task, which is why we are available around the clock to assist!