Since the Affordable Care Act, regulations for small group health insurance have changed for business owners. If you are an employer, find out how new legislature affects you and how your employees can learn their rights. Covered CA is a program that caters to those without health insurance whether they could not afford it or were otherwise ineligible. Small businesses will benefit most from new healthcare options.
Employers must give written notification about health insurance for new hires. The revised federal Fair Labor Standards Act states that employers must let all employees of the new healthcare marketplace called SHOP, which offers options for small group health insurance through Covered CA. Sackett & Associates Insurance Services guides clients to find the best policies in Covered CA.
If an employer does not offer small group health insurance, you could qualify for lower premiums. The discount will depend on the employee’s total household income. Covered CA also gives eligible individuals tax credits to compensate for an employer’s insufficient health insurance or lack thereof. To see if you qualify for lower health premiums with Covered CA, contact Sackett & Associates for help in Sonoma County.