Life insurance is more important than most people think. Check out these two stories from people who wish they hadn’t waited to get life insurance, so you understand the real importance of life insurance.
I’m Still Waiting for Life Insurance
I thought I understood the importance of life insurance. When I got pregnant with our first child, we knew we were making the right choice to get life insurance. Everything was going perfectly until our medical exams. When the insurance agent got my results, our monthly rates suddenly jumped up to ten times the estimated amount.
It was because my cholesterol was so high: a normal part of pregnancy. The doctor said it could take months after I give birth for them to become normal again, and he was right. It’s been three months since I had our daughter, and I am still waiting for my levels to drop, so we can get life insurance. I should have gotten life insurance before I even thought about getting pregnant.
My Husband Was Right
I always thought life insurance was for older people, not me at age 24, but I should have listened to my husband. When I got pregnant, I was only 24. So when my husband suggested getting life insurance, I thought he was being ridiculous. I said we could wait, but I was wrong.
I was only 26 when his brother showed up at our house with devastating news. My husband had died, and I was left alone with a 9-month old baby and no money to pay for his funeral or support us.
For more information about life insurance in California, contact Sackett & Associates Insurance Services of Sonoma County.