How Do Health Insurance Changes Affect You as an Individual?

As 2014 approaches, more people will be signing up for health insurance coverage to comply with the Affordable Care Act (ACA) regulations. The changes in health insurance mandates will affect individuals in different ways. The following outlines some of the changes you can expect from your new insurance policy.

One of the biggest changes is mandatory health coverage. If you’ve never had individual health insurance before, you will now be required to purchase a health policy.

Under the Affordable Care Act, insurers cannot deny you coverage or charge you higher premiums due to a pre-existing illness.

Single moms will benefit from pregnancy and newborn care as part of the essential benefits of their insurance policy. Dental and vision care for children under the age of 19 is also included.

Healthcare coverage can be purchased through an exchange or on the free market. However, if you buy your coverage on an exchange, you may qualify for credits to obtain lower premium costs, depending on your annual income.

The ACA brings with it many healthcare changes that will affect your future. To learn more about health coverage changes in the California area, contact Sackett & Associates Insurance.