How Are Health Plans Considered For The Covered California Health Insurance Marketplace

The Covered California health insurance marketplace is in full swing with people signing up to receive affordable health care. Yet you may be wondering how health plans are selected to be a part of this state-run marketplace exchange.

There are a number of factors to consider regarding which health plans will be offered to people through Covered California. Each health plan goes through a comprehensive evaluation to ensure that the lowest rates are offered that do not compromise the coverage or quality of health care.

Several different types of plans have entered the Covered California that include HMOs, PPOs, and EPOs and each is evaluated regarding its proposed rate. Once the rates are reviewed by the state regulator, final contract discussions are made before the plan can be offered through the state marketplace

Currently there are 13 plans available in the Covered California marketplace. More will be added when health insurers show interest in being a part of Covered California. If you live in Sonoma County and are interested in getting health insurance through the state-run marketplace exchange, contact a certified agent at Sackett & Associates Insurance Services who can help you through the enrollment paperwork and get you the health insurance plan you need.