It’s the Time to Sign Up for Health Insurance
It’s that time of year again: open enrollment for your health insurance plan. Between November 1, 2016 and January 31, 2017, you and other California residents will have the opportunity to choose a health insurance plan that works best for you and your family. Sackett & Associates Insurance Services is happy to help you make this very important decision. We will work with you to determine your needs, wants and budget to make sure you get a plan that fulfills your desires and provides you with the security net that you expect.
Making the Choice
Choosing your health plan and related insurance is not a decision to be taken lightly. To be sure you receive the best plans possible, you should always enlist the guidance of a Certified Covered California Agent. With the help of an experienced agent, you can avoid paying extra for coverage you don’t need, be certain that you comply with existing regulations and avoid any penalties for not obtaining coverage. Even if your employer offers insurance, if it is deemed inadequate California law may allow you to buy coverage in Covered California’s Individual Marketplace and provides for a tax credit or subsidy to help make the coverage more affordable. With these provisions in place, we know that everyone can enjoy the opportunity to choose a plan that fits their needs and their budget.
Like the rest of the US, California residents have been legally required to purchase health insurance since the enactment of the Affordable Care Act. If you or your family fail to prove you have health insurance, you may be fined penalties that are based on your household adjusted gross income or family size. In 2017 penalties will be $695 per adult and $347.50 per child, up to a maximum of $2,085 or 2.5% of the household adjusted gross income, whichever amount is greater. These penalties can be significant for many families. It is important that you take the opportunity to choose an affordable plan that can help reduce the financial burden this penalty could have on you and your family.
Let Us Help
At Sackett & Associates Insurance Services, we have made it our priority to help clients find the best health insurance solutions available. This means we don’t rest until we find a plan that fits your needs. Let us do what we do best on your behalf, and help you find the best plan possible. Find us on Google and subscribe to our blog for more updates on how we can help you save on all your health insurance needs.