When the time comes to renew your job-based insurance coverage, you may be faced with a ton of questions. From deciding if you should cut some of your coverage to add a little extra protection, it can be easy to get confused. Use this guide to help you decide if voluntary benefits are right for your specific needs.
Voluntary benefits are supplemental insurance products that are offered by your employer. You have the choice to opt in or out of the coverage options, which is why they are known as voluntary. Some of the most common types of voluntary benefits including vision, dental, life, and disability. In most cases, you will pay for the additional coverage through a paycheck deduction.
In most cases, the voluntary benefits that are offered by your employer will be much more affordable than if you invest in the coverage on your own. Investing in the coverage will also help to make sure that you have the coverage you deserve to preserve your overall well-being and health. Since you get to choose which benefits you want, you are able to completely customize your coverage to your unique needs.
For more information on voluntary benefits and how they can add to your existing health insurance coverage, contact Sackett & Associates Insurance Services in Sonoma County, California.