The Affordable Care Act will affect everyone on January 1, regardless of employment status. If you are self-employed, there are health insurance options available that can work for you. Certain criteria is used to define whether or not you will be considered self-employed or categorized as an employer. One of the main determining factors is whether or not you have employees working under your company.
Look at your current setup. Do you use independent contractors or temporary employees? Are you the only worker for your business? If your answer is yes, you are definitely considered self-employed under the law. This designation will allow you to purchase health insurance through the individual marketplace.
There are quite a few plans that cater to self-employed individuals with a variety of price options. For more information on health insurance options in the Covered California network, contact Sackett & Associates Insurance Services, a certified agent in Sonoma County.