While many people understand how crucial life insurance is, they may be unclear about the importance of long term disability insurance. Long term disability gives you a fall back plan in case you are injured, ill, or otherwise debilitated for a longer period of time. Depending on your plan, your long term disability insurance could pay up to 60 percent of your normal paycheck. Short term disability can be activated in as little as 2 weeks after you become disabled. Although long term disability can take up to 90 days to kick in, in some cases it will continue paying you a portion of your income for years.
For more information about long term disability insurance or other insurance needs, contact Sackett & Associates Insurance Services located in Sonoma County.