Federal regulations governing the Affordable Care Act state that employers must ensure health insurance premiums through the group policies they offer are 9.5 percent or less of an employee’s annual household income. This is to make sure those employers who are offering group coverage make it affordable to all employees. In most cases, you will not be eligible for a subsidy from the state of California if you have affordable group coverage. You can still purchase a policy through Covered California, but you will have to pay the full price on your own.
For more information about health insurance under Covered California in the Sonoma County area, please contact Sackett & Associates.