As the Affordable Care Act (ACA) has rapidly changed the face of health care across the United States, confusion around exactly what the ACA is and what it means for Americans has swirled. With this perplexity, many misconceptions around the ACA have become widely circulated, resulting in myths about the act being commonly believed. To help you understand what the ACA really means for you, here are some common misconceptions to dispel.
- The Only People Signing Up Already Had Insurance. Although it would make sense that those who already had insurance coverage would simply transfer to ACA-compliant plans, a Kaiser Survey revealed that three of every five people who signed up during the open enrollment periods of the Affordable Care Act were previously uninsured.
- The ACA will raise my insurance premiums. Health insurance premiums had been increasing year after year even prior to the passing of the ACA. The Affordable Care Act has increased coverage for people with pre-existing conditions, women, and others and some insurance providers have begun increasing their rates to cover these changes. And yet, polling shows the average marketplace plan costs under $100 a month.
- Everybody Hates It. Although there has been some backlash against the ACA in the media, surveys show that Americans do not want to repeal it; they just do not understand it. In fact, even those who said they do not support the ACA revealed that they do support the majority of changes the ACA is implementing.
To have a health insurance expert guide you along the changing landscape of health care in the US, contact Sackett & Associates Insurance Services in Sonoma County, California. We are here to meet all of your health insurance needs in the New Year. Call us today!